Generally lenders are assessing the property on its potential rental yield across the Holiday Season. They will want a letter from a reputable Letting agent which confirms the expected rent across low, medium and high season. They will generally assess the mortgage based on an average of these figures.

If you are buying a Holiday Investment property purely as a Second Home for personal use there are no restrictions on how frequently you can use it. If your intention is to rent the property out some lenders will allow personal used but will restrict the amount of time you can use it yourself – this tende to be between 30-60 days per year.

Yes, there are some lenders who will allow you to purchase using a Limited Company structure. This will narrow your options and its best to discuss your requirements with an experienced and qualifed Mortgage Broker.